SERVICES

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Achieve Your EMortgage Potential

SigniaDocuments is changing the way loans are bought and sold with eMortgage services spanning the entire lending lifecycle. Delivery of eServices is managed in a cohesive platform that integrates with all major loan origination system providers.

With dynamically built documents that unleash the free flow of data, you’ll have the power to transform every stage of the loan process—from the mortgage application to disclosures to delivery to the secondary market.

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DISCLOSURES

SigniaDocuments creates SMART Doc disclosures for all 50 states and all loan programs. Minutes after receiving an application, you’ll be able to post the entire initial disclosure package to a secure site for your borrower to review and eSign in a secure online environment. You’ll even get a full audit trail showing when and where disclosures were viewed and signed.

Through integrations with your loan origination and point of sale platforms, SigniaDocuments’ eDisclosures can be automatically populated with a borrower’s loan data, paving the way for a faster mortgage underwriting process. And it’s easy to private label, so your customers know you made getting a mortgage easier than they ever imagined.

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EClosings

With SigniaDocuments, closings happen in as little as 10 minutes.

SigniaDocuments supports fully digital eClosings as well as hybrid closings, in which all non-notary documents are reviewed and click-signed before closing. Investors can even be invited to the closing table to review and approve documents prior to eSigning to streamline the funding process.

SigniaDocuments makes closing loans simple and stress-free, as they should be.

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ESIGN

All your loan documents can and should be eSigned—and with SigniaDocuments, they will be.

Forget wasting time manually tagging PDFs or relying on your signing platform or title partner to prepare docs for signature. With SigniaDocuments’ ever-expanding library of SMART Docs, all your documents will have embedded electronic signature lines that make the signing process fast and error-free. You’ll be able to access all signing activity, including alerts and notifications. And SigniaDocuments provides a tamper-evident seal to ensure e-signature, data and document integrity.

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ENote

SigniaDocuments isn’t just a trusted provider of SMART Doc eNotes. It’s a pioneer.

While other providers are only now learning the technique, SigniaDocuments is the industry leader in the creation of SMART Doc eNotes. An active participant in MISMO’s SMART Doc Development Workgroup, SigniaDocuments was one of the first companies approved to provide eNotes to Fannie Mae and Freddie Mac. And all SigniaDocuments eNotes are MISMO Category 1 SMART Docs, which is the only acceptable format for delivery to the Agencies.

With SigniaDocuments, you’ll also have a secure, tamper-proof record of everything that happens to your eNotes—as well as the key to providing an eClosing experience that your borrowers will love.

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EREGISTRY

If you’re looking for a seamless, secure, immediate registration of your newly closed eNotes on the MERS eRegistry, SigniaDocuments is here for you.

SigniaDocuments’ eRegistry services come with investor, servicer and custodial views into your loan files, as well as third-party access for pool certification. The company’s proprietary technology is also designed to meet the demands of originators of non-agency collateral, and is capable of serving non-mortgage lending assets, too.

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EDELIVERY

Want peace of mind when delivering loans? SigniaDocuments has your back.

Signia Documents provides clients access to the eDelivery function within the vault to send copies of eNotes and other electronic documents to, and receive copies from, trading partners. After delivery, all documents can be securely stored and viewed at any time in SigniaDocuments’ eVault.

To make sure your loan documents are handled with care after closing, trust SigniaDocuments to deliver.

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EVAULT

SigniaDocuments’s eVault provides a simple user interface to interact with electronically vaulted lending documents. All eVault services are MISMO- and GSE-certified and meet all legal, technical and compliance requirements for secure storage of electronic loan files.

After storing documents, you’ll gain real-time visibility to loan information, robust audit tracking, third-party access for pool certification as well as quicker access to capital. You can also automate tasks to create smoother workflows—including alerts about vault activities that need attention.

Storing and managing electronic loan files is now safer and easier than ever.

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ENotary (RON)

The future of mortgage closings is being created at SigniaDocuments.

The company’s SMART Doc platform seamlessly supports remote online notarizations (RONs), so your borrowers can electronically sign closing documents from the safety, convenience and comfort of their homes. SigniaDocuments also has partnerships with many top online signing rooms and RON providers, empowering you to securely and confidently close loans everywhere RONs are permitted.

With SigniaDocuments, you’ll provide safe and expedient digital closings that your customers will rave about.